Benefits for you and your family

Modern Aviation offers a range of affordable benefits designed to protect your health, your family and your budget. Choose the coverage that fits your needs and enroll in just a few minutes.

  • Minimum Essential Coverage – VitalCare and KeyCare plans with no deductible, preventive care, doctor visits, prescriptions and $0 24/7 virtual care
  • Dental – Delta Dental, with checkups and cleanings covered at 100% in-network and no waiting periods
  • Vision – VSP eye exams, glasses and contacts
  • Term Life – financial protection for the people who count on you, with rates locked for 10 years
  • Accident and Critical Illness & Cancer – cash benefits paid directly to you when the unexpected happens

To get started, sign in below with the last four digits of your Social Security number and your date of birth.

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Minimum Essential Coverage
Choose from two medical plans. Both have no deductible, no out-of-pocket maximum, and 100% covered preventive care. Both include $25 primary care visits, PureRx prescriptions ($15/$30/$50/$75) and $0 24/7 virtual care through Recuro Health. VitalCare adds $25 specialist visits, $50 urgent care and $50 labs/x-rays. Both plans cover in-network services only.
Find a provider: www.multiplan.com/sbmaspecificservices
Formulary: www.sbmabenefits.com/purerx-standard
HealthWallet app: get.thehealthwallet.com
KeyCare Benefit Summary  plan description and overview
KeyCare SBC  summary of benefits and coverage
VitalCare Benefit Summary  plan description and overview
VitalCare SBC  summary of benefits and coverage
Dental
There are no waiting periods, and you can see any dentist. Preventive care is covered at 100% in network, basic services at 80% and major services at 50% after a $50 deductible. The plan pays up to $1,000 per person each year. Find a dentist: www.deltadentalct.com (Delta Dental PPO network)
Dental 1000 Benefit Summary  plan description and overview
Vision
Get a $10 eye exam, $25 lenses and a $130 frame allowance in network. Prefer contacts? You get a $130 allowance instead of glasses. Find a provider: www.vsp.com
Vision Benefit Summary  plan description and overview
Accident
Voluntary accident insurance provides a range of fixed lumpsum benefits for injuries resulting from a covered accident. This plan offers coverage for accidents, injuries, ambulance services, and accidental death in addition to your primary medical insurance. When you or a covered family member has an Accident, you may seek treatment from a physician, urgent care, or hospital.
Accident Benefit Summary  plan description and overview
Critical Illness
With Critical Illness and Cancer plans, you'll receive a benefit after a serious illness or a condition such as a heart attack, stroke, coronary artery disease, or cancer. During your recovery, you and your loved ones can rest a little easier knowing you won't have to deplete your bank accounts or take on additional debt to cover day-to-day living expenses. All benefit payments are made directly to you.
Critical Illness Benefit Summary  plan description and overview
Term Life
Portable Term Life Insurance policy will protect you and your family over a specific time period, that is guaranteed issue with no health questions asked. Policies for you, your spouse and your children. Terminal Illness Rider is included at no extra premium cost.
Term Life Benefit Summary  plan description and overview

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