Open Enrollment
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As a valued team member of Homewell, you and your family are now eligible for benefits.
Minimum Essential Coverage
Minimum Essential Coverage insurance covers 100% of preventative and wellness services. This plan offers a Basic, Pro and Preferred plan, this is your chance to avoid the penalty associated with the individual mandate in certain states. Coverage options are available for you and your dependents. Please see flyers below for more information.
Dental + Vision
Dental+Vision is a reimbursement plan that pays for dental and vision expenses. No waiting
period, the tiered reimbursement structure begins at the first dollar and allows you to maximize your potential benefits.
Choose to go to any dentist or vision specialist.
Hospital Indemnity
Hospital Indemnity supplemental benefit provides additional coverage for admission and confinement in a
hospital facility and will pay a flat benefit as shown in the schedule upon an in-patient stay for
a covered injury or sickness. Benefits are paid directly to the primary member and can be used however they
choose.
Accident
Accident supplemental benefit pays up to the scheduled
maximum amount, after the deductible, for medical charges
resulting from a covered accident. The scheduled benefits apply
to each accident per person covered, not to exceed the Maximum
Amount Per Accident. The maximum amount applies to each
accident (regardless of plan year) subject to the Plan Year
Maximum. Reimbursements may reflect actual expenses up to
the benefit amount indicated in the schedule. Benefits are paid
directly to the primary member and can be used however they
choose.
Critical Illness
Critical Illness supplemental benefit provides additional coverage
for medical emergencies like heart attack, stroke, invasive cancer
or ESRD. Critical Illness will pay a lump sum benefit as shown in the
schedule upon the first diagnosis of a covered condition for each
incident (including reoccurrence). Benefits are paid directly to the
primary member and can be used however they choose.