Protect your family’s future with affordable Short-Term Disability Income protection and Whole Life Insurance with Long-Term Care (LTC) benefits. These plans can provide income protection during a qualifying disability, help cover future long-term care needs, and offer a tax-free benefit for your loved ones at death.

Everyone qualifies within plan guidelines—no health questions required. Disability benefits are based on eligibility, and life insurance coverage is available up to $100,000 (age 50 and under) or $50,000 (age 51 and older), with optional coverage for eligible family members.

Holtec is asking you to review your options and submit a response, to confirm you saw the offer, even if you choose to decline coverage. After submitting your decision, EnrollVB will email a confirmation of your elections and any applicable premium costs.

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Whole Life/LTC Benefits
Ensure a guaranteed payout for your loved ones and access living benefits if you face a terminal illness. Enjoy fixed premiums that won’t increase with age and build cash value over time.
Act Now—Invest in Your Family's Future Today!
Why Buy Whole Life with LTC Flyer  plan description and overview
Unum Whole Life Flyer  plan description and overview
Long Term Care Flyer  plan description and overview
Unum Whole Life Child Flyer  plan description and overview
Whole Life Video  plan description and overview

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