If you were out of work due to an illness or injury, how would you cover the costs of daily living or the expenses associated with a disability?
Short Term Disability Income insurance can help replace a portion of your salary if you are unable to work due to a covered injury or illness. This means you can still have some income during a time of need.
Short Term Disability Coverage Highlights
- Benefit Amount – $600 monthly benefit
- Elimination Period – 7 day sickness/7 day accident elimination period (period before benefits are payable)
- Maximum Benefit Duration – Six months maximum
- Additional Benefits – $10,000 of Term Life Insurance and AD&D coverage included with no medical questions or testing required
Pre‐Existing Conditions ‐ There will be no disability benefit payable for a pre‐existing condition until the insured has: gone treatment‐free; incurred no expense; taken no medication; or received no diagnosis or advice from a physician for 12 consecutive months for such condition; or the insured has been continuously covered under the policy for one year.
This Coverage offers benefits that are payable for Off‐The‐Job related injuries and illnesses.
