Short Term Disability Insurance is sometimes called "paycheck insurance". It can replace a portion of your
weekly income (up the maximum your plan allows) if an
illness, injury or childbirth leaves you unable to work for a few weeks or months.
The money is paid to you to use however you choose - for medical bills, groceries, car payments, etc. It’s a benefit
that can come in handy when you have extra medical costs, but aren’t getting a paycheck.