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United Steel Workers 13-12

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Short Term Disability Insurance is sometimes called "paycheck insurance". It can replace a portion of your weekly income (up the maximum your plan allows) if an illness, injury or childbirth leaves you unable to work for a few weeks or months.

The money is paid to you to use however you choose - for medical bills, groceries, car payments, etc. It’s a benefit that can come in handy when you have extra medical costs, but aren’t getting a paycheck.