Treatment for critical illnesses like heart attacks and stroke can be very expensive. Group Critical Illness
insurance can help by paying a lump sum directly to you at the first diagnosis of a covered condition.
You can spend this money however you choose.
This insurance covers about a dozen serious illnesses, as well as conditions like permanent paralysis - the
kind of injury that can happen to a young, healthy person in a car or
skiing accident Some policies include coverage for cancer.
You can also purchase coverage for your spouse and dependent children.
Dependent children are automatically covered at 25% of your benefit amount in some cases (see you plan administrator or documentation).
