Independent Contractors

As a valued contractor, you and your family are now eligible for benefits.

No health questions are required and acceptance is guaranteed within plan parameters.
Log in using the last four digits of your Social Security Number and date of birth. You can then review each benefit, and accept or waive coverage.

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Dental

Delta Dental helps cover the cost of preventative, diagnostic, basic and major services. Coverage is available for you, your spouse, and your children. There is a preventative and a high plan offering, there are hyperlinked flyers below.

Dental Preventative Flyer plan overview and description

Dental 1500 Flyer plan overview and description

Find a provider need help? search here

Dental Insurance

Vision

Vision insurance entitles you to specific eye care benefits. Our policy covers routine eye exams and other procedures, and provides specified dollar amounts or discounts for the purchase of eyeglasses and contact lenses. Coverage is available for you, your spouse and your children.

Vision Flyer plan description and overview

Find an eye doctor near you

Vision Insurance

Minimum Essential Coverage

The Minimum Essential Coverage insurance covers 100% of preventative and wellness services. This plan is your chance to avoid the penalty associated with the individual mandate in certain states. With this plan offering you have the chance to choice the WellCare or VitalCare. Coverage options are available for you and your dependents.

WellCare MEC plan description and overview

VitalCare MEC plan description and overview

Preventative Services preventative services covered

Health Bundle Video

Teladoc

Teladoc means talking to a doctor has never been easier. Get treatment for non-emergency conditions now. 24/7 access to healthcare and medical advice by phone, video or app. 24/7 Account Access. And much more... click for more details. The Plus option includes Teladoc Mental Health (minimum of a $25 visit fee).

Teladoc Video

Term Life

Portable Term Life Insurance policy will protect you and your family over a specific time period, that is guaranteed issue with no health questions asked. It can supplement permanent coverage for you and your family. Policies for you, your spouse and your children. Your options are 10 or 20 year and they are level death benefit. Terminal Illness Rider is included at no extra premium cost. Late entrants may be subjected to health questions to determine eligibility. Please review the informative flyers below for more information.

Term Life plan overview and description

Term Life Video

Supplemental Health

The Group Limited Indemnity insurance policy pays certain medical expenses at a specific benefit amount for a limited number of days, as defined by your plan. You may opt for coverage for your spouse or child(ren). You are eligible for this coverage (regardless of your health status), and you do not have to answer any medical questions to qualify for coverage.

Globe Life Limited Indemnity Insurance Policy plan comparison and overview. There are 2 plans offered (Plan 1 and Plan 2). This comparison will help guide your decision.

Supplemental Health Video

Personal Accident

Voluntary accident insurance provides a range of fixed lumpsum benefits for injuries resulting from a covered accident. An Accident plan offers coverage for accidents, injuries, ambulance services, and accidental death in addition to your primary medical insurance. When you or a covered family member has an Accident, you may seek treatment from a physician, urgent care, or hospital. Please see the plan overview with descriptions of each plan offering below.

Accident Flyer plan overview and description

Accident Insurance Video

Legal and Financial

Enjoy valuable member benefits designed to support you at every stage of life. Get access to free and discounted legal services, expert-guided legal documents, complimentary tax return preparation with year-round support, financial wellness coaching and resources, and 24/7 roadside assistance. An all in one convenient legal and financial package.

NewBenefits Legal and Financial description and overview

Legal & Financial Video

Whole Life

Whole Life Insurance can pay money to your loved ones when you die, but it offers additional value - including a "living" benefit. If you are diagnosed with a terminal illness that gives you a short life expectancy , you can request that some or all of the death benefit be paid to you while you are living. Whole Life Insurance premiums won’t increase with age and your policy can build cash value over time. You can use this cash value later in life to buy a smaller, "paid-up" policy with no more premiums due.

Unum Whole Life with Long Term Care Flyer

Whole Life Video

Critical Illness

With Critical Illness and Cancer plans, you'll receive a benefit after a serious illness or a condition such as a heart attack, stroke, coronary artery disease, or cancer. During your recovery, you and your loved ones can rest a little easier knowing you won't have to deplete your bank accounts or take on additional debt to cover day-to-day living expenses. All benefit payments are made directly to you, placing you in control at a time when you may feel that your options are limited. Please read the informative flyer below for benefit information and benefit amounts.

Critical Illness plan overview and description

Critical Illness Insurance Video

Short Term Disability

When you can’t work, the bills can really add up. Individual Short Term Disability Insurance can help replace a portion of your monthly income if you are unable to work due to a covered injury or illness. Common reasons people use this coverage include pregnancy, injuries, and minor surgeries - like gall bladder removal or shoulder repair. The money is paid directly to you, to use for medical bills, groceries, car payments - however you choose.

Unum Short Term Disability Flyer

Short Term Disability Insurance Video

Pet Discount Plan

Pet Telehealth helps make pet care affordable and convenient with 24/7 access to a trusted network of veterinarians. Pet parents can ask questions, discuss behavioral issues, training, and even get help determining if a trip to the ER or primary veterinarian is necessary. Real-time consultations take place by phone or video, and give pet parents the advice they need. Pet Telehealth is for non-emergency, nonurgent treatment, and acts as a supplement for visits with a primary veterinarian. Pet Telehealth veterinarians cannot diagnose pets or prescribe medications.

NewBenefits Pet Discount Plan plan overview and description

Aura ID Theft

Aura is a digital safety app that protects the things members care about the most finances, identity, family, and tech from online threats. The DigitalGuard Complete Family Plan provides comprehensive protection for members plus 10 additional adults and unlimited minors. Each adult gets $5M in ID theft insurance, 24/7 support, and White Glove Fraud Remediation to help if they are a victim of fraud. This plan also includes VPN coverage, protecting your browsing.

As a valued contractor, you and your family are now eligible for benefits.

Have someone call me

Dental Preventative Flyer plan overview and description

Dental 1500 Flyer plan overview and description

Find a provider need help? search here

Dental Insurance

Vision Flyer plan description and overview

Find an eye doctor near you

Vision Insurance

WellCare MEC plan description and overview

VitalCare MEC plan description and overview

Preventative Services preventative services covered

Health Bundle Video

Teladoc Video

Term Life plan overview and description

Term Life Video

Globe Life Limited Indemnity Insurance Policy plan comparison and overview. There are 2 plans offered (Plan 1 and Plan 2). This comparison will help guide your decision.

Supplemental Health Video

Accident Flyer plan overview and description

Accident Insurance Video

NewBenefits Legal and Financial description and overview

Legal & Financial Video

Unum Whole Life with Long Term Care Flyer

Whole Life Video

Critical Illness plan overview and description

Critical Illness Insurance Video

Unum Short Term Disability Flyer

Short Term Disability Insurance Video

NewBenefits Pet Discount Plan plan overview and description

Aura ID Theft Employee Only plan overview and description

Aura ID Theft Family plan overview and description

Aura ID Theft Video

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New Hire Enrollment

As a valued contractor, you and your family are now eligible for benefits.

Dental Preventative Flyer plan overview and description

Dental 1500 Flyer plan overview and description

Find a provider need help? search here

Vision Flyer plan description and overview

WellCare MEC plan description and overview

VitalCare MEC plan description and overview

Preventative Services preventative services covered

Term Life plan overview and description

Globe Life Limited Indemnity Insurance Policy plan comparison and overview. There are 2 plans offered (Plan 1 and Plan 2). This comparison will help guide your decision.

Accident Flyer plan overview and description

NewBenefits Legal and Financial description and overview

Critical Illness plan overview and description

NewBenefits Pet Discount Plan plan overview and description

Aura ID Theft Employee Only plan overview and description

Aura ID Theft Family plan overview and description