Voluntary hospital indemnity insurance provides a range of fixed, lump-sum daily benefits to help cover costs associated with a hospital admission, including room and board costs. These benefits are paid directly to the insured following a hospitalization that meets the criteria for benefit payment.
Accident
Prudential Accident
Voluntary accident insurance provides a range of fixed, lumpsum benefits for injuries resulting from a covered accident, or for accidental death and dismemberment (if included). These benefits are paid directly to the insured and may be used for any reason, from deductibles and prescriptions to transportation and childcare.
Critical Illness
Prudential Critical Illness
Voluntary critical illness provides a fixed, lump-sum benefit upon diagnosis of a critical illness which can include heart attack, stroke, paralysis, and more. These benefits are paid directly to the insured, and may be used for any reason, such as deductibles, transportation, and childcare.
Implicit Decline
You made no elections in this products, they will be marked as declined