Sorry but EnrollVB does not work without Cookies enabled
please contact support for how to enable Cookies on your browser
Welcome to Your Voluntary Benefits Special Enrollment
Sign in below to manage your benefits
This is your opportunity to
protect your family's financial security at an affordable rate.
Everyone qualifies—no health questions required within plan guidelines.
These valuable benefits allow you to
offset the cost of deductibles and copays associated with your medical, dental and vision coverage.
These benefits are tax-free and available to you, your spouse, children, or
grandchildren, as
allowed by the offer.
Charles E Smith would like you to review each voluntary benefit; simply log in below, then
accept or
decline each benefit offer to complete your enrollment. You will receive a confirmation email.
If you already own a voluntary policy with Unum, you do not have to log in unless you
would
like more coverage or to add another benefit.
Log in using the last four of your SSN and date of birth to accept or waive coverage.
Ensure a guaranteed payout for your loved ones and access living benefits if you face a terminal illness. Enjoy fixed premiums that won’t increase with age and build cash value over time.
Act Now—Invest in Your Family's Future Today!
Short Term Disability
Unum Individual Short Term Disability
Short Term Disability Insurance helps replace part of your income if you're unable to work due to a covered injury or illness. Common uses include situations like pregnancy, injury, or minor surgery. Get paid directly to cover bills, groceries, or anything you need!
Protect Yourself —Enroll Today!
Accident
Unum Group Accident Insurance
Cover unexpected expenses from accidental injuries with payments for co-pays and deductibles. This insurance includes over 50 common injuries, from kids’ sports mishaps to serious accidents, with benefits paid directly to you for flexible use.
Coverage for Unexpected Injuries—Enroll Today!
Hospital Indemnity
Unum Group Hospital Indemnity Insurance
Cover unexpected costs with a lump-sum benefit for hospital stays, even routine ones. This insurance complements your health plan, helping with co-pays and deductibles, with options for spouse and child coverage.
Get Covered—Enroll Now!
Critical Illness
Unum Critical Illness Insurance
Receive a lump sum upon diagnosis of covered critical illnesses like heart attacks or strokes. Use the funds as you wish. Coverage extends to serious conditions and can include cancer. Options for spouse and dependent child coverage are available.
Protect Your Family—Enroll Today!
Implicit Decline
You made no elections in these products, they will be marked as declined