Charles E. Smith Life Communities

As a benefit eligible employee this is your opportunity to protect your family's financial security in the event you need long term care services, become hospitalized, are diagnosed with cancer, experience a heart attack, disability, stroke, accident or at death.

These valuable benefits allow you to offset the cost of deductibles and copays associated with your medical, dental and vision coverage.

Acceptance is guaranteed, if you were hired on or after 12/28/24, which means no health questions asked, within plan parameters.

Benefits are received tax-free and individual participation is available for you, your spouse, children and grandchildren.

Log in using the last four of your SSN and date of birth to accept or waive coverage.

Mark your calendar, enrollment is coming up!
the enrollment starts on 06/01/2026, that's only 48 days away.

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Whole Life

Unum Whole Life Insurance

Ensure a guaranteed payout for your loved ones and access living benefits if you face a terminal illness. Enjoy fixed premiums that won’t increase with age and build cash value over time.

Act Now—Invest in Your Family's Future Today!

Unum Whole Life Flyer
Unum Whole Life Child Flyer
Long Term Care Flyer
Whole Life Video

Short Term Disability

Unum Individual Short Term Disability

Short Term Disability Insurance helps replace part of your income if you're unable to work due to a covered injury or illness. Common uses include situations like pregnancy, injury, or minor surgery. Get paid directly to cover bills, groceries, or anything you need!

Protect Yourself —Enroll Today!

Unum Short Term Disability Flyer
Short Term Disability Video

Accident

Unum Group Accident Insurance

Cover unexpected expenses from accidental injuries with payments for co-pays and deductibles. This insurance includes over 50 common injuries, from kids’ sports mishaps to serious accidents, with benefits paid directly to you for flexible use.

Coverage for Unexpected Injuries—Enroll Today!

Unum Group Accident Flyer
Accident Video

Hospital Indemnity

Unum Group Hospital Indemnity Insurance

Cover unexpected costs with a lump-sum benefit for hospital stays, even routine ones. This insurance complements your health plan, helping with co-pays and deductibles, with options for spouse and child coverage.

Get Covered—Enroll Now!

UNUM Group Hospital Indemnity Flyer
Hospital Indemnity Video

Critical Illness

Unum Critical Illness Insurance

Receive a lump sum upon diagnosis of covered critical illnesses like heart attacks or strokes. Use the funds as you wish. Coverage extends to serious conditions and can include cancer. Options for spouse and dependent child coverage are available.

Protect Your Family—Enroll Today!

Unum Group Critical Illness Flyer
Wellness Benefit Flyer
Critical Illness Video

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As a benefit eligible employee this is your opportunity to protect your family's financial security in the event you need long term care services, become hospitalized, are diagnosed with cancer, experience a heart attack, disability, stroke, accident or at death.

These valuable benefits allow you to offset the cost of deductibles and copays associated with your medical, dental and vision coverage.

Acceptance is guaranteed, if you were hired on or after 12/28/24, which means no health questions asked, within plan parameters.

Benefits are received tax-free and individual participation is available for you, your spouse, children and grandchildren.

Log in using the last four of your SSN and date of birth to accept or waive coverage.

have someone call me

Unum Whole Life Insurance

Ensure a guaranteed payout for your loved ones and access living benefits if you face a terminal illness. Enjoy fixed premiums that won’t increase with age and build cash value over time.

Act Now—Invest in Your Family's Future Today!

Unum Whole Life Flyer

Unum Whole Life Child Flyer

Long Term Care Flyer

Whole Life Video

Unum Individual Short Term Disability

Short Term Disability Insurance helps replace part of your income if you're unable to work due to a covered injury or illness. Common uses include situations like pregnancy, injury, or minor surgery. Get paid directly to cover bills, groceries, or anything you need!

Protect Yourself —Enroll Today!

Unum Short Term Disability Flyer

Short Term Disability Video

Unum Group Accident Insurance

Cover unexpected expenses from accidental injuries with payments for co-pays and deductibles. This insurance includes over 50 common injuries, from kids’ sports mishaps to serious accidents, with benefits paid directly to you for flexible use.

Coverage for Unexpected Injuries—Enroll Today!

Unum Group Accident Flyer

Accident Video

Unum Group Hospital Indemnity Insurance

Cover unexpected costs with a lump-sum benefit for hospital stays, even routine ones. This insurance complements your health plan, helping with co-pays and deductibles, with options for spouse and child coverage.

Get Covered—Enroll Now!

UNUM Group Hospital Indemnity Flyer

Hospital Indemnity Video

Unum Critical Illness Insurance

Receive a lump sum upon diagnosis of covered critical illnesses like heart attacks or strokes. Use the funds as you wish. Coverage extends to serious conditions and can include cancer. Options for spouse and dependent child coverage are available.

Protect Your Family—Enroll Today!

Unum Group Critical Illness Flyer

Wellness Benefit Flyer

Critical Illness Video

ENROLL NOW

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Welcome to Open Enrollment

As a benefit eligible employee this is your opportunity to protect your family's financial security in the event you need long term care services, become hospitalized, are diagnosed with cancer, experience a heart attack, disability, stroke, accident or at death.

These valuable benefits allow you to offset the cost of deductibles and copays associated with your medical, dental and vision coverage.

Acceptance is guaranteed, if you were hired on or after 12/28/24, which means no health questions asked, within plan parameters.

Benefits are received tax-free and individual participation is available for you, your spouse, children and grandchildren.

Log in using the last four of your SSN and date of birth to accept or waive coverage.

Mark your calendar, enrollment is coming up!

Unum Whole Life Insurance

Ensure a guaranteed payout for your loved ones and access living benefits if you face a terminal illness. Enjoy fixed premiums that won’t increase with age and build cash value over time.

Act Now—Invest in Your Family's Future Today!

Unum Individual Short Term Disability

Short Term Disability Insurance helps replace part of your income if you're unable to work due to a covered injury or illness. Common uses include situations like pregnancy, injury, or minor surgery. Get paid directly to cover bills, groceries, or anything you need!

Protect Yourself —Enroll Today!

Unum Group Accident Insurance

Cover unexpected expenses from accidental injuries with payments for co-pays and deductibles. This insurance includes over 50 common injuries, from kids’ sports mishaps to serious accidents, with benefits paid directly to you for flexible use.

Coverage for Unexpected Injuries—Enroll Today!

Unum Group Hospital Indemnity Insurance

Cover unexpected costs with a lump-sum benefit for hospital stays, even routine ones. This insurance complements your health plan, helping with co-pays and deductibles, with options for spouse and child coverage.

Get Covered—Enroll Now!

Unum Critical Illness Insurance

Receive a lump sum upon diagnosis of covered critical illnesses like heart attacks or strokes. Use the funds as you wish. Coverage extends to serious conditions and can include cancer. Options for spouse and dependent child coverage are available.

Protect Your Family—Enroll Today!