The National Coalition of Labor is a 501(c)(5) non-profit organization that was created to help unions pool cooperatively to purchase top-tier benefits for their members at the lowest cost possible. That’s why we’re proud to offer MetLife Whole Life Insurance with built-in Long-Term Care (LTC) protection, exclusively for our union members.
Whole life insurance is a powerful financial tool that offers lifelong protection and long-term value, making it especially beneficial for union members who prioritize stability and security.
Unlike term life insurance, which only covers a specific period, whole life insurance guarantees coverage for your entire life—as long as premiums are paid—providing peace of mind for you and your family.
Whole Life Insurance premiums won’t increase with age and also builds cash value over time, which you can borrow against if needed for emergencies or home repairs. For hardworking union members who want to protect their loved ones, leave a legacy, and build financial strength beyond the job site, whole life insurance offers dependable, lifelong support.
Why Long-Term Care Coverage Matters More Than Ever
Did you know that 7 in 10 people will need long-term care at some point in their lives? Yet traditional health insurance and Medicare often don’t cover the cost of:
Extended home health care
Assisted living
Nursing homes
Family caregiver support
Built-in Long-Term Care Rider:
Access part of your death benefit while living to pay for care if you become chronically ill
Covers home care, assisted living, or nursing care
Protects your family from having to shoulder future care costs
Use the money your way—you decide how and where to receive care
